Your SIP Can Do More
Call for one-on-one financial planning to optimize your SIPs
and reach your ₹1 Crore goal.
With years of experience in financial planning and investment advisory, I'm dedicated to helping individuals achieve their financial dreams through smart, strategic investments.
As an AMFI-certified professional, I specialize in creating personalized investment strategies that align with your financial goals, risk appetite, and life stage.
My mission is simple: Help you build wealth systematically and reach your ₹1 Crore milestone through disciplined SIP investments and smart asset allocation.
Systematic Investment Plans designed to help you accumulate wealth gradually through disciplined monthly investments in carefully selected mutual funds.
Build a well-balanced portfolio across equity, debt, and hybrid funds to optimize returns while managing risk effectively.
Whether it's retirement, child's education, or buying a home - we create customized investment strategies aligned with your specific goals.
Leverage the power of compounding and market growth to build substantial wealth over the long term through strategic investments.
Periodic portfolio reviews and rebalancing to ensure your investments stay aligned with your goals and market conditions.
Comprehensive risk assessment and mitigation strategies to protect your investments while maximizing potential returns.
Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount regularly (monthly/quarterly). It helps you average out market volatility through rupee cost averaging and build wealth systematically over time.
The amount depends on your time horizon and expected returns. For example, investing ₹10,000/month for 20 years at 12% annual returns can potentially grow to approximately ₹1 Crore. Use our calculator to find your personalized investment amount.
While FDs offer guaranteed returns, SIPs in equity mutual funds have historically provided higher inflation-adjusted returns over the long term. However, mutual funds carry market risk. A balanced approach often includes both for diversification.
You can start a SIP with as little as ₹500 per month in many mutual funds. However, I recommend starting with at least ₹5,000 monthly to see meaningful wealth creation over time.
Mutual funds are regulated by SEBI and managed by professional fund managers. While they carry market risk, diversification and long-term investing significantly reduce risks. We help you choose funds based on your risk profile.
Equity mutual funds invest primarily in stocks and have the potential to generate higher returns over the long term compared to other asset classes.
They are ideal for:
I help you select the right equity funds based on your risk appetite, investment horizon, and financial goals.
Higher Growth Potential: Historically, equity has provided 12-15% annual returns over long periods.
Inflation Protection: Equity investments typically outpace inflation, preserving and growing your purchasing power.
Wealth Multiplication: Perfect for achieving ambitious goals like ₹1 Crore through disciplined SIPs.
Invest in well-established companies with proven track records. Lower risk, stable returns, perfect for conservative investors.
Higher growth potential through investments in emerging companies. Suitable for aggressive investors with longer time horizons.
Balanced approach combining equity and debt. Offers growth potential with lower volatility than pure equity funds.
Lower risk investments in fixed income securities. Suitable for short-term goals and capital preservation.
Tax-saving mutual funds with 3-year lock-in. Enjoy Section 80C benefits while building wealth.
Low-cost funds that track market indices. Simple, transparent, and ideal for passive investors.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future returns.
Calculate how your SIP can grow over time
Total Investment: ₹0
Estimated Returns: ₹0
Compounding is when your investment returns generate their own returns. It's often called the "8th wonder of the world" - and for good reason!
When you invest ₹10,000 monthly:
The key is to start early and stay invested. Time is your biggest ally!
Time Advantage: The earlier you start, the more time your money has to compound and grow exponentially.
Smaller Investments: Starting early means you need to invest less monthly to reach the same goal.
Habit Formation: Develop financial discipline early in life for long-term success.
• Never stop your SIP during market downturns
• Increase SIP amount by 10% annually
• Stay invested for at least 5-7 years
• Review portfolio annually
Current FD Rates: 6-7% per annum
₹10,000/month for 20 years:
Total Amount: ~₹49 Lakhs
Your investment: ₹24 Lakhs
Returns: ₹25 Lakhs
Historical Returns: 12-15% per annum
₹10,000/month for 20 years:
Total Amount: ~₹1 Crore
Your investment: ₹24 Lakhs
Returns: ₹76 Lakhs
Extra Wealth Created:
₹51 Lakhs!
That's over 2X the returns compared to FD with the same monthly investment.
FDs are good for: Emergency funds, short-term goals, capital protection
Equity SIPs are better for: Long-term wealth creation, beating inflation, achieving big financial goals
Recommendation: Use both strategically - FDs for stability, Equity SIPs for growth!
Reach out today to start your journey towards ₹1 Crore!
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully.
The information provided on this website is for educational purposes only and should not be considered as financial advice. Past performance is not indicative of future returns.
All investment decisions should be made after consulting with a qualified financial advisor and understanding your personal financial situation, goals, and risk tolerance.
Returns mentioned are hypothetical and based on historical market performance. Actual returns may vary significantly.
As an AMFI-certified distributor, I earn commissions from mutual fund companies for investments made through me. This does not affect the NAV of your investments.
AMFI Registration: [Registration Number]
Regulatory Body: Association of Mutual Funds in India (AMFI)
Compliance: All recommendations comply with SEBI guidelines
We collect personal information (name, email, phone number) only when you voluntarily provide it through our contact form or consultation requests.
Your information is used solely for:
We implement appropriate security measures to protect your personal information. Your data is never shared with third parties without your explicit consent, except as required by law.
You have the right to access, modify, or delete your personal information at any time. Contact us at karan@karanpuri.in for any privacy-related requests.
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